Long Term Care Insurance
The Website Store • May 23, 2024
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Long term care insurance provides individuals with a tax free benefit in the event that they would require assistance with 2 of the 6 activities of daily living. Activities of Daily Living include toileting, transferring, bathing, eating, dressing, maintaining continence. Depending on the plan purchased, the proceeds received from a long term care policy can pay for care in a nursing home or facility, or to pay for home care within the clients residence. Long Term Care insurance plans can help prevent individuals from depleting their retirement savings or selling their home or other assets under duress due to unplanned medical care expenses.
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